The MBNA Credit Card Company has long been one of the top credit card issuers in the business. MBNA was the issuing bank behind many different credit cards on the market, from MBNA college student credit cards to MBNA business credit cards, MBNA secured credit cards, MBNA World Points credit card, and more. MBNA credit cards can as Visa cards or as Mastercards. Hundreds of thousands of credit card holders in the US, UK, Canada, Spain and Ireland have credit cards issued by the MBNA bank. All of that has changed, however. MBNA credit card customers still have their MBNA credit cards, but MBNA is now owned by Bank of America. All MBNA credit card transactions and all MBNA credit card customer service now go through Bank of America.

About The MBNA And Bank Of America Merger
In 2006, MBNA Bank merged with the Bank of America Corporation. This merger allowed MBNA to expand its operations and turned MBNA into a company with a global reach. Through the merger, MBNA is able to offer its customers wider network of ATMS and wider network of payment and card management options. Business pertaining to any MBNA credit card account can now be handled at any Bank of America location across the world.

If you have an MBNA credit card, the change over to Bank of America should not affect you in any disruptive way. You will see a new name on the your bill, but your payment schedule, your credit card interest rate, and all of your credit card benefit remain that same as they were before the merger. You will make payments to Bank of American instead of MBNA now, and when you need help from MBNA customer support, you will now contact Bank of America customer support.

Getting An MBNA Credit Card
Of course, MBNA credit card applications are now handled by Bank of America, but you can still apply via the MBNA website. You can also use the website, with your MBNA credit card login, to make MBNA credit card payments and to manage your account. When you apply for a card on the MBNA home page, you can get MBNA instant credit card approval. It is just that that approval will technically be coming from Bank of America. Alternatively, you can apply for all MBNA services from the Bank of America home page as well. After the transition period is over, which may last for a few years, you will need to take care of all MBNA business through Bank of America.