The credit card market is overrun with options. With so many different credit cards out there, each with their promises and different services, it can be extremely confusing to figure out which one to choose. Trying to research all of the different card options out there can be a full time job – who has the time to go through all of that hassle just to find a decent credit card? If you’re looking for a good, fair, decent, no frills credit card, then the Providian credit card may be right for you. This is a simple credit card for people who simply want a card they can use to charge their purchase and pay off over time without being charged outlandish fees and without having to navigate a complicated system.

About Providian Credit Cards
Providian Bank is one of the most popular credit card issuing banks in America. Thousands of people have either Providian Visa credit cards or Providian MasterCard credit cards in their pockets, and the Providian credit card brand has a long history of good customer service ratings and fair rates for their customers. The service offered by Providian credit cards has become even better recently, however, since the merger of Providian Bank with Washington Mutual Bank. Now, there are even more options when it comes to Providian credit cards and customers can tap into the much larger Washington Mutual customer service network for all of their credit card related problems.

How Does The Washington Mutual Merger Affect Me?
If you already have a Providian National Bank credit card, the Washington Mutual merger won’t change much for you. Your payment schedule and the terms of your credit card agreement will remain the same. However, now your payments can be made to any Washington Mutual location and you will deal with Washington Mutual customer service for any service related issues.

How Do I Apply For A Providian Credit Card?
You can apply for a Providian credit card on the Providian website or on the Washington Mutual website. You can also manage your Providian credit card debt online and make Providian credit card payments. If you’re not sure which Providian credit card is right for you, you can check out some customer reviews, like Providian platinum credit card reviews, to see which card best suits your needs. These reviews will also alert you to any potential customer service problems associated with Providian credit cards.