Washington Mutual, also known by the shortened nickname WaMu, is a bank that prides itself on being completely focused on customer service. Washington Mutual is certainly a big bank, but the Washington Mutual commitment to their customers is that customers can expect small town bank service with all the benefits of a large bank. The products and services that Washington Mutual offers are recognized across the banking industry to be fairly priced and to offer fair and reasonable interest rates. This focus on products created with the customer in mind extends to Washington Mutual credit cards. Washington Mutual does not offer a wide variety of credit cards, and they do not offer high interest cards for people with bad credit, but the cards they do offer have good interest rates, fair spending limits and good benefits.

About Washington Mutual Credit Cards
Washington Mutual credit cards are all Mastercard credit cards. The main credit card offered by Washington Mutual is the Washington Mutual Platinum Mastercard. This Mastercard has different interest rates, depending on your credit history. Washington Mutual also manages credit cards that were once administered by the Commercial Capital Bank, who was bought out by Washington Mutual. All Washington Mutual credit cards are unsecured and their approval standards are relatively high. If you have a few blemishes on your credit, especially within the past year, you would probably be better off applying for a credit card elsewhere.

Getting A Washington Mutual Credit Card
To get a Washington Mutual credit card application, go to the Washington Mutual credit card online website. You can learn about the different Washington Mutual credit card services and the Washington Mutual credit card APR on the website as well. You can make payments on a Washington Mutual credit card and manage your Washington Mutual credit card on the Washington Mutual website. You will need a Washington Mutual credit card log in to manage your account online at the WaMu website.

Before you apply for a Washington Mutual credit card, you should pay close attention to the criteria required for approval. If you don’t think you meet the criteria, don’t apply. Not only will you be disappointed if you are decline, but you can damage your credit further if you apply for too many credit cards; if a high number of people are checking your credit, your score can go down. There are other cards out there that are better suited to people trying to build, or rebuild, their credit histories.